Group Personal Accident Insurance Policy covers Employees of a Firm/ Company which offers 24*7*365 - coverage in the event of any accidental death or accidental injuries. If the insured person sustains any bodily injury solely and directly caused by external, violent and visible means the, insurance company shall pay the insured or his nominee , the sum insured or part of sum insured depending on the terms and conditions of the Policy.
Natural Death
Injury caused while influence of drugs or alcohol
Violation of Law.
War and nuclear perils.
Illegal act
Bacterial infections.
AIDS
Dangerous sports
Pregnancy or anything related to childbirth etc.