Congenital external diseases or defects/anomalies(covered if its life threatening)
Hospitalization for only Diagnostic Purpose , intentional self-injury, use of intoxicating drugs/ alcohol.
Injury or disease caused directly or indirectly by nuclear weapon
Any non-medical expenses like registration fees, admission fees, charges for medical records, cafeteria charges, telephone charges, etc
Cost of spectacles, contact lenses, hearing aids etc.
Any cosmetic or plastic surgery except for correction of injury
Vitamins and tonics unless used for treatment of injury or disease
Voluntary termination of pregnancy during first 12 weeks (MTP)